Health Insurance Northwest

Serving Northwest Washington since 2002

Plan Facts

For 2023:

Call me for Medicare or Dental plan information.

You may qualify for WA Apple Health through the Exchange.

All plans include these features:

  • No pre-existing condition clause.
  • No upper dollar limits of coverage, ever.
  • 100% coverage begins once you have met your annual out-of-pocket maximum (Per Calendar Year)
  • Out-of-pocket maximum includes: deductible, co-insurance, co-pays (except on HSA plans which have no co-pay)

Plus the “10 Essential Benefits”:

1. Ambulatory Patient Services

2. Emergency Services

3. Hospitalization (inpatient organ and tissue transplants have unlimited coverage for the recipient)

4. Maternity & Newborn Care – prenatal, delivery, postnatal

5. Mental Health & Substance Use Disorder Services, including Behavioral Health Treatment

6. Prescription Drugs

7. Rehabilitative & Habilitative Services and Devices

8. Laboratory Services

9. Preventive/Wellness Services & Chronic Disease Management – covered in full

10. Pediatric Services, including Vision Care (under 19 years of age)

Details are available on all plan summaries.  Coverage is included, but may not be available without co-pay and/or coinsurance.

There are other carriers available if you qualify for WA Apple Health through the Exchange.

You may qualify for a tax credit or WA Apple Health (state sponsored) to alleviate your monthly premium cost.

More information available on the site – or please call me! I offer FREE help in filling out the HPF application – avoid time-sensitive mistakes by calling me!

For International or Travel insurance:

The links on my homepage will take you to the options available.

For Medicare questions, please call me!